Loan Application

To apply for a loan with the credit union, you must meet the following criteria:

• You are over 18 years of age.
• You are an Australian Citizen living in Australia
• You are currently in paid employment
• You have not been in any Bankruptcy, Legal Proceedings or Judgements in the last 5 years

What information do I need?

The more information you provide, the more likely a decision on your application can be made quickly.

• Details of your income. This can be from any source, for example your pay, allowances (such as car allowance), commissions, rental income, child support, pension and overtime.
• Details of monthly expenses including loan repayments, rent or board, credit card and store account balances and maintenance or lease payments.
• Details of any savings and other assets, for example, property, shares, bonds, motor vehicles, cash savings and furnishings.
• Details of your last three years of employment
• Details of your last three years of residence
• Your drivers license number and expiry date
• A personal referee who is at least 18 years old

Any information entered into this online application will be stored by People's Choice Credit Union and may be used to contact and assist you with your application.

Ready to start your application?

To start your application, please provide an email address and password so you can save your application and return to it at a later time.